Monaco Group Privacy Policy

Monaco Property Group, its related bodies corporate, officers, employees, agents and contractors (Monaco PG, ‘our’, ‘us’ or ‘we’) are committed to providing you with the highest possible protection for your Personal Information. In this Policy “Personal Information” is any information or opinion that identifies you, or can be used to identify you, whether the information or opinion is true or not and whether the information or opinion is recorded in material form or not. For example, your name, address or contact details.

Information is not Personal Information where the information cannot be linked to an identifiable individual. Personal Information is information which is regulated by the Australian Privacy Principals (APPs) in the Privacy Act 1988 (Cth) (Privacy Act) as amended from time to time. The APPs set out the way that Personal Information must be treated. We are committed to complying with the Privacy Act and the APPs in relation to all Personal Information we collect.

Our Privacy Policy applies to any person in relation to whom we currently hold, or may in the future collect, Personal Information. We may modify this Privacy Policy from time to time, and if we do, we’ll publish it on our website. If you would like us to send you a copy of the policy, just let us know. For example:

– individual and company data including, name, postal and email address, contact numbers;
– proof of identification documents such as a driver’s licence or passport;
– profile related data such as home ownership, income bracket, age group, marital status, lifestyle interests;
– details about your personal requirements and preferences in relation to our products or services;
– bank account details and tax file number details;
– employment and experience related information such as details of previous employment arrangements and history of work;
– insurance information;
– credit information;
– any information that you may provide to us, either directly or through our website, or via
our representatives; and
– any additional information necessary to deliver products and services to you or engage you. We do not actively seek to collect sensitive information about customers but in some cases, and in particular for employees, agents, contractors and subcontractors, we may collect sensitive information if it is relevant in providing our products and services or engaging you, which may include any of the following:
– health information;
– racial or ethnic origin;
– criminal records;
– membership of professional or trade associations;
– membership of trade unions;
– genetic information; and
– biometric information.

We will not collect sensitive information without the individual’s consent to which the information relates unless permitted under the Privacy Act. Monaco PG may collect Personal Information by way of electronic and hard copy enquiry forms and questionnaires, exhibition attendance, inbound and outbound telemarketing campaigns and in person. At or before the time Personal Information is collected (or as soon as practicable after), Monaco PG will take reasonable steps to inform the individual about the purpose for which the information is collected, the rights to access the information and other matters contemplated by law unless it is obvious from the circumstances. Should Monaco PG seek to disclose information to another organisation, reasonable steps will be taken to ensure the customer is aware of the organisation or the type of organisation to receive the information. Generally, Monaco PG will collect Personal Information directly from the individual concerned unless it is not reasonable or practical or the individual consents to the information being collected from a third party. We may also collect Personal Information in other ways, such as:

– from government bodies;
– from paid search providers and public registers;
– through referrals from individuals or other entities;
– from your advisors;
– from banks and financial institutions; and
– from our agents, contractors and subcontractors.

If we do receive unsolicited Personal Information about you and it is not needed in respect of your purchase or enquiry, then we will destroy or de-identify that information (unless prohibited by law).

Purposes for collection, holding, use and disclosure
Our primary purpose for collection varies, depending on the individual from whom we are collecting the information but is generally as follows: in the case of customers – to provide our products and services to you, which may involve the following secondary purposes:

– to manage and perform any contract entered into between you and Monaco PG;
– to help us identify and develop products and services that may interest you;
– to maintain and enhance our relationship with you;
– to conduct market or customer satisfaction research;
– to conduct promotions;
– to invite you to events;
– to send you newsletters;
– to ensure compliance with legislative and regulatory requirements;
– to provide your contact details to a builder when considering or purchasing a house and land package from us; or
– to provide your contact details to your new neighbours at for the construction of fencing only; in the case of agents, contractors and subcontractors – to assist us in providing our services to our customers, which may involve the following secondary purposes:
– to conduct checks to ensure that the agent, contractor, service provider can perform or is performing the services to our standards;
– for payment purposes; and in the case of prospective employees, prospective agents, prospective contractors and prospective subcontractors – to assess your suitability for employment or engagement.

Monaco PG is committed not to use or disclose Personal Information that it has collected, other than in the manner contemplated by the relevant law. In particular, Monaco PG’s policy is not to use or disclose Personal Information other than for the primary purpose for which it was collected or any reasonable secondary purposes that are within an individual’s reasonable expectations and that are related to the primary purpose of collection. It is Monaco PG’s policy to obtain its customers’ consent before it uses information for a purpose or in a manner different to the purpose for which it was originally collected. Personal Information may be shared between Monaco PG’s and other organisations or persons such as:

– our contractors, subcontractors and agents including third party technology providers we engage from time to time;
– employers of individuals;
– government bodies (such as the Australian Taxation Office and the Australian Securities and Investment Commission);
– our external auditors;
– banks;
– your advisors; and
– insurance providers and brokers.

Depending on the circumstances, Monaco PG may be under a legal obligation to disclose Personal Information to third parties, such as a law enforcement agency. Monaco PG will endeavour to disclose this information in accordance with the relevant law and will inform you of any such disclosure and the content of the information disclosed (unless prohibited to do so by law). In relation to financial products issued by Monaco PG, Monaco PG may disclose information obtained in the application form attached to the prospectus or product disclosure statement of the financial product to the advisor, financial services licensee or dealer listed on the application form. Otherwise, we will only disclose Personal Information to third parties if permitted by the Privacy Act. By providing your Personal Information to us, you agree and consent to any disclosures by us of your information to an individual or organisation for any of our purposes listed above.

Monaco PG’S marketing activities
It is important for Monaco PG to maintain contact with its customers and potential customers. That contact may involve the sending of advertising material through the post or by email to existing and potential customers. In these circumstances, it is Monaco PG’s policy to comply with the stated purpose for which Personal Information was collected and consequently we will only ever contact you if you give your permission. Monaco PG’s existing and potential customers will always have the opportunity to decline to receive further marketing material and can ask to be removed from our marketing lists at any time. If Monaco PG receives such a request Monaco PG will update its records appropriately, within a reasonable time.

Distribution of personal information
Monaco PG employs a number of agents, contractors and subcontractors in the course of its business activities. It is sometimes necessary for Monaco PG to give its agents, contractors and subcontractors access to Personal Information held about its customers in order to complete the service. In these circumstances, it is Monaco PG’s policy to require the agents, contractors or subcontractors who receive from Monaco PG Personal Information about customers to comply with Monaco PG’s privacy policy, which includes compliance with the relevant laws. Organisations or individuals outside Monaco PG are required to respect customers’ rights to privacy and also to use the information in accordance with Monaco PG’s purposes and directions. It is Monaco PG’s policy not to sell Personal Information about existing or potential customers to any organisation.

Security of personal information
Monaco PG takes reasonable steps to protect and secure Personal Information that it collects from misuse, interferences, loss, unauthorised access, modification or disclosure. Our usual approach to holding Personal Information includes holding that Personal Information physically at our business premises and electronically on secure online servers and on our website. We secure the Personal Information we hold in numerous ways, including by requiring unique usernames, passwords and security access IDs to restrict access to environments storing Personal Information. Monaco PG will take reasonable steps to destroy or permanently de-identify Personal Information if it is no longer needed for any purpose for which the information may be used or disclosed, unless prohibited by law.

Data breaches
A data breach occurs when Personal Information is lost or subjected to unauthorised access, use, modification or disclosure or other misuse or interference. We have implemented a data breach response plan to assist us to effectively contain, evaluate and respond to data breaches in order to mitigate potential harm to any persons affected by a data breach. In summary, our data breach response plan:

– directs our staff as to the steps they should take in the event of an actual or suspected data breach;
– appoints a team to handle data breaches;
– specifies a strategy for assessing and responding to data breaches;
– sets out the process for notifying any affected persons, the Privacy Commissioner and other relevant parties; and
– outlines the review process to help prevent data breaches in the future.

We will generally notify you if we reasonably believe that your Personal Information has been subjected to a data breach if:

– there is a risk of serious harm to you;
– notification could enable you to avoid or mitigate serious harm;
– the compromised Personal Information is sensitive or likely to cause humiliation or embarrassment to you; or
– we are required to notify you by law.

We will also notify the Privacy Commissioner if we reasonably believe that your Personal Information has been subjected to a data breach that is likely to result in serious harm to you. Where appropriate, we may also notify other third parties of a data breach.

Access to and changing personal information
Monaco PG will, if requested to do so, give individuals copies of the Personal Information that Monaco PG holds about them, unless prevented by law from giving this information to you. Before such information is released, Monaco PG will require reasonable proof of identity from the enquiring person. Any requests for copies of Personal Information should be directed in writing to Monaco PG’s Privacy Officer. We will grant a person access to their Personal Information as soon as possible, subject to the circumstances of the request. A request to access Personal Information may be rejected if:

– the request is unreasonable;
– providing access would have an unreasonable impact on the privacy of another person;
– providing access would pose a serious and imminent threat to the life or health of any person; or
– there are other legal grounds to deny the request.

Monaco PG may charge you a reasonable fee may be charged for access to your Personal Information, but we will advise you of the fee before we process your request. If access to information is to be denied (e.g. if required by law), Monaco PG will provide reasons for the denial. If any individual wishes to update or correct Personal Information held by Monaco PG about them, Monaco PG will do so on receipt of a written request addressed to Monaco PG’s Privacy Officer. This is in keeping with Monaco PG policy to maintain accurate records. We do our best to make sure that the Personal Information we hold about you is accurate, up to date and complete. If you believe we need to update your Personal Information just let us know. We will promptly update it and confirm to you when we have done so.

Overseas use of information
Generally, we do not store your Personal Information overseas, However, from time to time we may store your Personal Information overseas such as through storage in a cloud computing facility which is located overseas. For example, we may use service providers such as MailChimp and Campaign Monitor, which we understand predominantly store data on servers located in the United States of America. If information is disclosed to overseas recipients for the purposes of providing our services to you, or for the purpose of managing our business, or otherwise as required or authorised by the relevant law, Monaco PG will take reasonable steps, prior to disclosing the Personal Information, to ensure that any overseas recipients handles the Personal Information in a safe and secure manner and also adheres to the relevant laws. Monaco PG will not be required to take such steps if it believes that the overseas recipient is already subject to a law that has the effect of protecting Personal Information in a substantially similar way to the relevant law in Australia, or with your consent.

Cookies
When Monaco PG’s website is visited, the website may send “cookies” to the visitors’ computer. Cookies are used in transactions over the internet for various reasons including the maintenance of security. Cookies can also be used to monitor the areas of a website that are visited. Visitors to Monaco PG’s website who do not wish to receive cookies should select the appropriate settings in their web browser. We do not use cookies to collect personally identifiable information about a person.

Privacy complaints or questions
If you have a privacy complaint or question, would like to know what Personal Information we hold about you, or would like to update your Personal Information please contact our

Privacy Officer:
T: 0414 442 666
E: admin@monacopg.com.au
A: Monaco Property Group
Attn: Privacy Officer
2260 Gold Coast Highway Mermaid Queensland 4218

Our Privacy Officer will endeavour to respond to your privacy questions, or resolve any privacy concerns you have in a timely manner. Our Privacy Officer will respond in writing to you regarding the outcome of any investigation. If your privacy concerns are not resolved to your satisfaction after we have been given a reasonable time to respond or you wish to obtain more information on privacy legislation, you can contact the Office of the Australian Information Commissioner.

Last Updated: December 2021© Monaco PG